Committed to making sense of all your financial affairs
Welcome to Initiative Chartered Accountants & Business Advisors
At Initiative Group, we streamline your business’s financial management by offering expert, integrated advice all under one roof. Located on the Sunshine Coast, our team of forward-thinking professionals specialises in business advice, cash flow management, tax minimisation, and superannuation. Whether you’re a business owner or an individual, we aim to provide you with the clarity and confidence to manage your financial affairs effectively.
We believe in a holistic approach to business accounting. Ensuring that your business advice, tax management, and superannuation planning are coordinated, we help you avoid disjointed advice and provide a cohesive financial goal. With Initiative Group credentials and experience, you can be confident that your business finances are expertly managed and aligned.
Let us help you navigate your financial journey with confidence and ease. At Initiative Group, achieving financial success for your business is made simple.
Areas of Expertise
Latest News
Paying into super to claim CGT reduction
If you have made a capital gain during the financial year, making a personal contribution to super can help reduce the tax payable on the capital gain. If […]
SMSF Property Borrowing: What the New LRBA Rules Mean for Trustees
Thinking about borrowing to invest in property through your SMSF? New rules affecting certain Limited Recourse Borrowing Arrangements (LRBAs) took effect from 10 August 2026, so now is […]
RBA Card Surcharge Ban: What Your Business Needs to Know
The Reserve Bank of Australia (RBA) has confirmed that card surcharges on eftpos, Mastercard, and Visa will be completely banned starting 1 October 2026. Following an extensive retail […]
Borrowing Money from Your Company? Read This First
If you borrow money from your private company or regularly take money out without recording it as wages or dividends, it’s important to understand the Division 7A rules. […]
Is Your Business Vehicle Creating an FBT Obligation?
A quick reminder—if your business owns a vehicle and it’s also used for personal trips (even occasionally), you may need to be registered for Fringe Benefits Tax (FBT). […]
AUSTRAC AML/CTF Compliance Reforms
AML (Australian Money Laundering)/CTF (Counter Terrorism Financing) Act was already being used by banks, casinos and bullion dealers. From 1 July 2026, AUSTRAC (Australian Transaction Reports and Analysis […]






